Frequently Asked Questions



General Questions:

Q: Are credit checks part of the approval process?

A: We are required to pull a credit report before issuing any loans. We can't avoid it, unfortunately.

Q: How much is the interest rate on your payday loans?

A: You will pay 15% of the principal with no other fees as long as you pay back on time.

Q: Do you roll over loans?

A: No, we don't roll loans over. We do charge a 5% penalty though.

Q: What's the credit limit?

A: $1000 or 50% of your net income, whichever is smaller.

Q: Do I have any cancellation rights?

A: You can cancel by calling us any time in the first two days.